陳寧：買房子 正是時候
記者阮叔梅密蘇里州哥倫比亞市報導
March 14, 2009 12:00 AM | 17 觀看次數 | 0 0 評論推薦: | 電郵給朋友 | 打印
在密州哥倫比亞市從事房屋仲介業的陳寧認為，房價下跌、低利率、聯邦政府津貼等因素，都極有利於購屋者。 記者阮叔梅／攝影
在密州哥倫比亞市從事房屋仲介業的陳寧認為，房價下跌、低利率、聯邦政府津貼等因素，都極有利於購屋者。 記者阮叔梅／攝影
slideshow
經濟不景氣，全美各地房地產價格普遍下跌，加上低利率、聯邦政府津貼，有些房屋仲介業者認為，目前買房，正是時候。
在密州哥倫比亞市從事房屋仲介業的陳寧表示，為了刺激經濟，聯邦政府日前推出優惠方案，凡是首次購屋者，購屋時間為2009年1月1日至2009年11月30日之間，均可獲得聯邦政府8000元的津貼﹔首次購屋者的定義為過去三年未擁有自用住宅的消費者。
陳寧說，許多法拍屋價格慘跌，但是消費者還是必須小心，事先找人估價並檢查房屋狀況，才能保證事後不會後悔。
全美法拍屋比例高達約12%，內華達、加州、亞利桑納、佛羅里達為法拍屋比例最高的四個州，但是近來受到失業率不斷上升影響，密西根、喬治亞、俄亥俄等州法拍屋比例有後來居上的趨勢。
密蘇里州法拍屋比例全美排名19，相對而言，哥市為大學城，受經濟不景氣衝擊有限，法拍屋比例不到2%，過去三年，哥市的房價跌了大約5%。
陳寧表示，哥市是有些價位低於20萬的房子，甚至出現買主競相出價的情況。她也建議房屋賣主，重新粉刷牆壁，更換客廳地毯，都有助於房屋及早賣出。
Thursday, April 23, 2009
Wednesday, April 22, 2009
Market condition
It is really getting busy in Columbia MO.
We now have 8 under contract. 4 will close in April, 3 will close in May, 1 in Oct.
2 more new listings coming soon also.
Too busy to blog these days.
We now have 8 under contract. 4 will close in April, 3 will close in May, 1 in Oct.
2 more new listings coming soon also.
Too busy to blog these days.
Saturday, April 11, 2009
Being a landlord
Got first maintenance bill, about $400. So the 4 plex gets $475 per unit for rent, but maintenance almost cost the rent of 1 unit.
Hopefully this is just the start up cost, and things will go smoother from here. 2 units needed almost all the screens replaced, another unit needed dishwasher work. Once these are repaired, they should be good for a while.
I hope.
Hopefully this is just the start up cost, and things will go smoother from here. 2 units needed almost all the screens replaced, another unit needed dishwasher work. Once these are repaired, they should be good for a while.
I hope.
2 Listings under contract
It has been a great week. 2 listings got offers and are now under contract. One was only on market for 10 days.
Both should close in end of April.
Both should close in end of April.
Sunday, April 5, 2009
What kind of houses woudl be easy to sell
Over the weekend, I have heard this comment 3 times.
Well, it really is not the location or the age that decide that, it is the price.
No matter a 50 year old house or a 2 year old house, no matter a house in best school district or in the far end edge of town, how fast it sells really depend on its price comparing to houses similar to it.
If the house across the street with same age, same size and same style just sold for $120,000, although you updated your furnace and air conditioner and spent over $6000, it would still be hard for the updated home to sell for $127,000.
Money that homeowner spent on updating does not always come back to them in sales price.
It may help it to sell faster -- in turn that is saving seller money indirectly. Just think of the mortgage interest and real estate taxes for 3 more month.
Moreover, a vacant home's insurance is a lot more than normal owner occupied home. Last time I checked, it was 3 times more.
In addition, there are factors no one can control, such as a highway being built after owner buys the house, or the change of school districts decided by the local government.
Life is an adventure, isn't it?
Well, it really is not the location or the age that decide that, it is the price.
No matter a 50 year old house or a 2 year old house, no matter a house in best school district or in the far end edge of town, how fast it sells really depend on its price comparing to houses similar to it.
If the house across the street with same age, same size and same style just sold for $120,000, although you updated your furnace and air conditioner and spent over $6000, it would still be hard for the updated home to sell for $127,000.
Money that homeowner spent on updating does not always come back to them in sales price.
It may help it to sell faster -- in turn that is saving seller money indirectly. Just think of the mortgage interest and real estate taxes for 3 more month.
Moreover, a vacant home's insurance is a lot more than normal owner occupied home. Last time I checked, it was 3 times more.
In addition, there are factors no one can control, such as a highway being built after owner buys the house, or the change of school districts decided by the local government.
Life is an adventure, isn't it?
Our Market as of April 5, 2009
Here is a quick and rough data:
We currently have 226 single family homes priced between $50,000 to $250,000 under contract in Columbia school district in MLS.
Of these 226, 66 were on market less than 30 days.
The longest on market day is over 700 days.
Why some sold in 1 day, while others take 700 days?
In my experience, first factor is price. No matter the age and location of the house, if it is over priced, it will be on the market for a while. How long it will sit depending on how much it is over priced.
Sellers who bought a home around 05-06 have a hard time to price it according to current market. Yet the reality is pricing it right, pricing it competitively will save seller much headache and money later. Having a home for sale for over a year or 2 years cannot be beneficial to anyone esp. the buyer -- often the over priced home end up selling for less than market because the buyer tend to negotiate more aggressively, knowing that it's a stale listing.
Needless to say, other than price, how well the home shows is important. Painting is an inexpensive way to spruce up a home quickly. I have heard many seller say, 'we don't know what color the buyer would like, buyers would like to paint it to their own color choice anyway.'
However, the living room and kitchen often give the first impression, and if seller is serious about selling, they should paint at least the living room and kitchen to a neutral color, but not white. I cannot count how often a buyer would say 'boy that house look sterile.' A house with nothing but white paint make people think of hospitals.
A few hundred dollar in paint and labor can bring a couple of more thousand in sales price, because new and neutral paint would make a home look new and well cared for.
If a seller does not know what color to choose, one easy way is to go view some new construction homes, and copy one of them.
We currently have 226 single family homes priced between $50,000 to $250,000 under contract in Columbia school district in MLS.
Of these 226, 66 were on market less than 30 days.
The longest on market day is over 700 days.
Why some sold in 1 day, while others take 700 days?
In my experience, first factor is price. No matter the age and location of the house, if it is over priced, it will be on the market for a while. How long it will sit depending on how much it is over priced.
Sellers who bought a home around 05-06 have a hard time to price it according to current market. Yet the reality is pricing it right, pricing it competitively will save seller much headache and money later. Having a home for sale for over a year or 2 years cannot be beneficial to anyone esp. the buyer -- often the over priced home end up selling for less than market because the buyer tend to negotiate more aggressively, knowing that it's a stale listing.
Needless to say, other than price, how well the home shows is important. Painting is an inexpensive way to spruce up a home quickly. I have heard many seller say, 'we don't know what color the buyer would like, buyers would like to paint it to their own color choice anyway.'
However, the living room and kitchen often give the first impression, and if seller is serious about selling, they should paint at least the living room and kitchen to a neutral color, but not white. I cannot count how often a buyer would say 'boy that house look sterile.' A house with nothing but white paint make people think of hospitals.
A few hundred dollar in paint and labor can bring a couple of more thousand in sales price, because new and neutral paint would make a home look new and well cared for.
If a seller does not know what color to choose, one easy way is to go view some new construction homes, and copy one of them.
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